"Don't Have Sex Nine Months Before Christmas ...and Other Practical Financial Tips" by RoseMarie Keogh-Smyth
A fun, practical guide to tackling debt using "the Rosy Way" humour, practical tips, and joyful savings for family, fun, and your future.

"I am not a person who tends to read unless I have to. I am a person who really needs to have an interest. This book had me reading from start to finish. It was like I was taken on a finance adventure. My honest thought is this book should be taught or recommended for reading for grade 12 and university.

Fire Chief, Wasauksing First Nation

Bought the book but can't bear to write in it? I get it! While your financial future is far more important than keeping a book in pristine condition, I completely understand if you'd rather not mark up those pages.
Here's a PDF workbook that you can print, deface, and print again whenever you need. Over the years, as your financial goals shift, simply print a fresh copy and refocus.
Sign up now to receive your downloadable PDF workbook (coming soon)


Make getting it done fun!
While I was writing my book, my friend Erin Goffin was busy designing an incredible app to gamify productivity! The 10 Minute Superhero
app is like a personal BINGO card for your to-do list, supercharging your dopamine as you check off tasks. Gamification is the way forward turn those 10-minute tasks into quick wins!

Helping families across Canada eliminate debt and build generational wealth through proven micro-habit strategies.
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